Accepted Insurance Plans

Addiction Treatment Insurance Information

We are committed to providing you the best care possible and keeping you informed about the charges for services and your obligations. Please call our Admissions Department at856-942-3700 to verify coverage. Our staff can help you navigate the complex world of health insurance plans. We will give you a complete financial picture prior to admission into our programs.

Click here for the information from the U.S. Hospital Association to assist consumers with understanding how and why they can be exposed to financial responsibility under the new health benefit plan. 

Patient Responsibilities:
You have an obligation to pay the co-payment, co-insurance and any outstanding deductibles in accordance with your insurance carrier. Co-payments must be paid on the date of services. Please verify the benefits prior to any services and provide us with your current insurance information. At times, some insurance companies may not cover certain services and you may be required to sign an Advance Beneficiary Notice (ABN).

New Life Medical Addiction Services participates in the insurance plans listed below. It is important for you to contact your insurance company prior to receiving services or care with us to obtain more information. Each plan is different, and some provide different levels of coverage that could make a difference in your out-of-pocket costs.

In-Network Coverage:

  • Horizon Blue Cross Blue Shield
  • Independence Blue Cross Blue Shield
  • AmeriHealth Administrators 
  • AmeriHealth HMO/POS 
  • AmeriHealth 65 
  • Geisinger Health Plan (HMO, PPO, Geisinger Gold (Medicare Advantage) 
  • Independence Administrators 
  • Keystone HMO/POS/Direct POS 
  • Keystone HMO Proactive 
  • Medicaid/Horizon NJ Health HMO
  • Medicaid/Aetna
  • Medicaid/ Amerigroup NJ
  • Medicaid/ United Healthcare Community Plan
  • Medicaid/ WellCare
  • Medicare
  • Pinnacle- HMO Employed  
  • St. Luke’s Health System TPA
  • Summit/Non-HMO Employed 


Out-Of-Network Coverage:

If your plan is not listed above, you may be eligible to utilize Out-Of-Network benefits. Please contact your insurance company for more information as and you may be responsible for the cost of services provided. Our Admission Counselor can provide estimated amount that the healthcare professional will bill the covered person for the service.

NJ Presumptive Eligibility
Presumptive Eligibility or PE also known as (Emergency Medicaid) gives uninsured people immediate, temporary Medicaid if they appear to be eligible for NJ FamilyCare based on income. It covers all medical services received in a state-approved facility

Please note that physicians who provide healthcare services at our facility may or may not participate in the same health benefit plan as the facility. You should know which healthcare professional(s) costs are not included in the facility’s charges as they will be billed separately. You should check with the physician who is arranging your healthcare services to see which insurance plans the physician participates in. 

Prior Authorization/Referrals:
Depending on your plan, your insurance company may require you to obtain a referral for treatment. If so, please obtain a written referral before any services to avoid delay in care. Our staff will assist you with obtaining a Prior Authorization for services if one is required.

Payment Methods:

We understand that paying for treatment is a large investment in yourself or your loved one. In the event your plan does not provide adequate coverage, our staff will review other options for payment or provide referrals to our partners in the community.

We accept the following payment options:

  • Certified checks
  • Cash
  • Credit cards (Visa, MasterCard, Discover & American Express)
  • Flexible Spending Account (FSA)
  • Health Savings Account (HSA)

To learn more, call us at: 856-942-3700 or send us a Text Message

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